Lifetime Annuity- How it has been Helping People

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Lifetime annuity has been helping people in different ways. Investment products are deigned strategically so as to provide consumers with greater income in the future. Lifetime annuities are smart investment plans where the annuitant is entitled to receive a certain amount till he outlives. With rates of life expectancy reaching peaks, needs for lifetime annuities have been increasing. While term annuities mean that you will receive a specific amount for a specified time, lifetime annuities make sure you remain financially stable till the time you live.

Of all financial investments lifetime annuity that is fixed in nature, are considered a fruitful investment vehicle. Moreover, they are safe options for retired individuals who crave for a stable economic flow. Fixed lifetime annuities safeguard you from the risk prone fluctuating market. These investment plans promise the holder of benefits, where he is entitled to receive a steady flow of income regardless of any turmoil prevailing in the market.

While most of these investment products offer income for your life, others draw a line when it comes to offering you money. Lifetime annuities entitle you of receiving a certain sum of money either on a monthly, basis or on yearly basis depending upon your needs. Such kinds of income last for around 20 years or more. The annuitant has the right to receive the amount in lump sum. In that case he will have to inform the annuity company from beforehand.

Lifetime annuity helps avert market risks and in majority of instances the annuity provider has to bear market risks. Even if the economic conditions are poor the annuitant won’t be affected. This is why most people opt for lifetime annuity over other investment plans.

It is time you compare lifetime annuities

If you are unable to settle for the perfect investment plan you need to converse with an annuity expert. You need to seek help from a financial planner who has been in business for quite long. The expert having profound knowledge would readily offer you guidance on the same.  The expert after comparing different financial products would even go on to the extent of highlighting the merits and demerits of each product. Whether or not you will like to invest on a particular lifetime annuity investment would largely depend on his word of mouth. He is likely to show you the differences in return by using the annuity calculator and make it easier for you to select a plan.

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6 Comments

  1. GelliAnnh
    Posted February 20, 2012 at 1:37 am | Permalink

    I am actually not familair with lifetime annuity but thanks for the information stated here…
    GelliAnnh´s last blog post ..How To Stop A Panic AttackMy Profile

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  2. Chelyn24
    Posted February 20, 2012 at 9:41 am | Permalink

    Lifetime annuity bring a huge net to make the cycle of marketing well balance, I think with out this the marketing won’t runs on its original way of profit..
    Chelyn24´s last blog post ..Best Time To ConceiveMy Profile

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  3. Frances
    Posted February 20, 2012 at 10:23 pm | Permalink

    The annuitant has the right to receive the amount in lump sum. In that case he will have to inform the annuity company from beforehand.Thanks for the informative post.
    Frances´s last blog post ..Wooden Hot TubsMy Profile

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  4. Renz
    Posted February 27, 2012 at 6:04 am | Permalink

    Thanks fro sharing this kind of information regarding with Lifetime annuity, which a huge reason for knowing the status of business in the market…
    Renz´s last blog post ..Conference Call ManagerMy Profile

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  5. Arline
    Posted February 27, 2012 at 11:28 pm | Permalink

    As I see life annuity helps every entrepreneur giving a kind of signal on how does their business runs with for a couple of times, by this they can monitor whether they used the right things or its the moment to change their strategies..
    Arline´s last blog post ..Cd Mastering Atlanta GaMy Profile

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  6. Alexandra 
    Posted March 1, 2012 at 5:16 am | Permalink

    I am happy to know that by means of “Life annuity” I can make impossible into possible ones, because it has influence the field of marketing and the factors that valuable to all of us…
    Alexandra Â´s last blog post ..http://www.flatratemovers.comMy Profile

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